March 21, 2022, Kevin B. Kimble, Esq., Founder and CEO, FSIC, and Brady J. Buckner, President, FSIC Interview with Nicole Bachaud, Economist on the Economic Research team at Zillow. In this episode, the discussion centers on Nicole’s article titled “Black Mortgage Applicants Denied 84% More Often than White Borrowers”. The group discusses policies that could help lawmakers close the gap in home ownership between white and minority communities.
2021-12-16 FSIC’s Brady J. Buckner (President, FSIC) and Kevin B. Kimble, Esq. (Founder and CEO, FSIC) interview Dr. Daniel Shoag of the WeatherHead School of Management at Case Western Reserve University and the Harvard Kennedy School. They discuss how data and studies are showing to some degree how online and nonbank mortgage lenders are helping minority borrowers/homebuyers.
COVID Has Proven That Block Grants Don’t Work
1021-12-16 FSIC’s Brady J. Buckner (President, FSIC) and Kevin B. Kimble, Esq. (Founder and CEO, FSIC) interview Dr. Daniel Shoag of the WeatherHead School of Management at Case Western Reserve University. They discuss how how data and studies are showing to some degree how online and nonbank mortgage lenders are helping minority borrowers/homebuyers.
FSIC released this Op-ed in May of 2020 when Congress was first discussing rental and mortgage relief for homeowners, renters, and landlords. Congress eventually passed the Emergency
Rental Assistance Program with $46.5 billion in funding. As of August 25, 2021, States had received all the funding in the form of block grants but had only disbursed a total of $1.7 billion, proving they either don't care about our hardest hit communities or they don't know how to manage the funds. In either case, we need to stop setting these states up to fail by giving them hundreds of millions of dollars which they hoard. As FSIC said in this Op-ed, we should allow families and landlords in need to utilize vouchers to access the funds directly from the Federal Government. Further, it is FSIC's assertion that states should no longer receive any block grants going forward as they often fail to distribute the funds in time to do any good.
In addition to the Housing Task Force FSIC develops policy and advocates for other important issues affecting the economy. If you are interested in learning more, please visit the FSIC website to see studies and publications on how we are trying to improve the economy for all Americans.
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